Chart of the day – Aug 14, 2017

Aug 14, 2017.

Worth of money in parallel worlds. $100k invested in Jan 2010 will be end up very differently based on investing habits.

Value of different Investing vehicles

A projected scenario of $100k when invested in different conditions starting on Jan 1, 2010 (arbitrarily taken for this example). The goal is to not show which one is better but highlight how different investing opportunities can have very different outcomes. In this time frame, investing in S&P index will more than double the money although housing has been a bright spot too & would have resulted in almost 50% increase (when invested in a house in Portland Metro). Money kept in the bank will barely grow but inflation will eat into it & what that money can buy at the end of this time period will reduce by almost 12%. Click on image to enlarge.

Source: The monthly S&P and CPI data were taken from Prof. Shiller’s page (link to excel data here). The housing data taken for Washington county (zip 97124) from Zillow (raw excel data here). For re-investment of dividend, I took monthly dividend from Prof. Shiller’s page and calculated the amount of S&P stocks one could buy from previous month’s dividend (another way, from PK & Cameron, for similar calculation but this is a good approximation for a general overview). No fees or charges are included. The bank account is assumed to have no interest, although some accounts provide small returns.


Previous charts-of-the-day:

Aug 14, 2017 – Worth of money in parallel worlds, value of $100k invested in Jan 2010 worth in Jun 2017

Aug 13, 2017 – US consumer price index (cost-of-living index or inflation) – (2007-2017)

Aug 12, 2017 – US unemployment rate & wage growth (2010-2017)

Aug 11, 2017 – US home price change by state (1976-2017 & 2016-2017)

Aug 10, 2017 – Inflation plotted with US Treasury & Mortgage rates (2010-2016)

Aug 9, 2017 – US Treasury and Mortgage rates (2010-2016)

Aug 8, 2017 – Household credit score versus time (2001-2016)

Aug 7, 2017 – Monthly mortgage payment across key US metro regions (2012-2016)

Aug 6, 2017 – Good time to buy or good time to sell? Fannie Mae’s monthly Home Purchase Sentiment Index (R)

Aug 5, 2017 – Buy versus Rent – Trulia’s calculator (Apr 2017)

Aug 4, 2017 – Annual change in US home prices across top 20 cities (May 2011- May 2017)

Aug 3, 2017 – Best time to get a deal: time period when best discounts are available in housing market

Aug 2, 2017 – Clark County, Washington state (Portland Metro area, OR) single family home prices (2012-2017)

Aug 1, 2017 – Multnomah County (Portland Metro area, OR) single family home prices (2012-2017)

July 31, 2017 – Washington County (Portland Metro area, OR) single family home prices (2012-2017)

July 28, 2017 – US home prices 1890-present

July 27, 2017 – Median house price for Portland Metro neighborhoods

July 26, 2017 – Average rent for Portland Metro region

July 25, 2017 – Path of total solar eclipse through Oregon

July 24, 2017 – Portland metro area household income by region

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